Articles - SmartMoneyToolbox

9 low cost physical Gold ETFs for portfolio parity

Saving and Investing

9 low cost physical Gold ETFs for portfolio parity

Tips to avoid overpaying for funeral home services

Smart Spending

Tips to avoid overpaying for funeral home services

How to save money with an assumable FHA mortgage

Smart Spending

How to save money with an assumable FHA mortgage

Taxes due when receiving a car allowance for work

Taxes

Taxes due when receiving a car allowance for work

How to build the Coffeehouse Portfolio with ETFs

Saving and Investing

How to build the Coffeehouse Portfolio with ETFs

How to protect your family with an emergency binder

Risk Mitigation

How to protect your family with an emergency binder

Which small-cap value fund is better: VSIAX or VBR?

Saving and Investing

Which small-cap value fund is better: VSIAX or VBR?

Total Stock Market fund VTSAX vs S&P 500 ETF VOO

Saving and Investing

Total Stock Market fund VTSAX vs S&P 500 ETF VOO

Financial benefits of hiring a Geriatric Care Manager

Retirement Planning

Financial benefits of hiring a Geriatric Care Manager

Fund comparison: Vanguard VTSAX vs Fidelity FSKAX

Saving and Investing

Fund comparison: Vanguard VTSAX vs Fidelity FSKAX

2024 IRS standard mileage rate is 67 cents per mile

Taxes

2024 IRS standard mileage rate is 67 cents per mile

Benefits of Restricted vs Performance Stock Units

Saving and Investing

Benefits of Restricted vs Performance Stock Units

How much to budget for home maintenance and repairs

Smart Spending

How much to budget for home maintenance and repairs

Vanguard VTSAX vs VTI: How to Choose Between Them

Saving and Investing

Vanguard VTSAX vs VTI: How to Choose Between Them

Do trusts need separate tax identification numbers?

Taxes

Do trusts need separate tax identification numbers?

Use a Pet Emergency Fund for Emergencies and Illnesses

Smart Spending

Use a Pet Emergency Fund for Emergencies and Illnesses

Understanding the difference of Revenue vs Cash flow

Business

Understanding the difference of Revenue vs Cash flow

When does Fidelity send tax forms for investments?

Taxes

When does Fidelity send tax forms for investments?

Use the SHIP Center for Medicare insurance assistance

Retirement Planning

Use the SHIP Center for Medicare insurance assistance

Do I pay taxes on stocks even if I don’t sell them?

Taxes

Do I pay taxes on stocks even if I don’t sell them?

How a car Dash Cam can save you money in an accident

Risk Mitigation

How a car Dash Cam can save you money in an accident

Using the M-Score to detect earnings manipulation

Risk Mitigation

Using the M-Score to detect earnings manipulation

Use the Longevity Illustrator to plan your retirement

Retirement Planning

Use the Longevity Illustrator to plan your retirement

How to save money on car insurance for a new driver

Smart Spending

How to save money on car insurance for a new driver

Using ProtectYourMove.gov to avoid moving scams

Editor's Pick

Using ProtectYourMove.gov to avoid moving scams

The Pension Rights Center offers retirement assistance

Saving and Investing

The Pension Rights Center offers retirement assistance

How is Truflation different from the CPI index?

Editor's Pick

How is Truflation different from the CPI index?

Is Flexcar a good alternative to car ownership?

Smart Spending

Is Flexcar a good alternative to car ownership?

Does Cash App require a social security number?

Risk Mitigation

Does Cash App require a social security number?

Are financial planning advisor fees tax deductible?

Taxes

Are financial planning advisor fees tax deductible?

Does Fidelity offer users two factor authentication?

Risk Mitigation

Does Fidelity offer users two factor authentication?

Questions to ask your financial advisor each year

Saving and Investing

Questions to ask your financial advisor each year

Can I invest 20 dollars in the stock market now?

Saving and Investing

Can I invest 20 dollars in the stock market now?

Does the Carmax no haggle price include tax and fees?

Smart Spending

Does the Carmax no haggle price include tax and fees?

Avoid Hidden Hotel Fees with ResortFeeChecker.com

Smart Spending

Avoid Hidden Hotel Fees with ResortFeeChecker.com

The top Pros and Cons of Living in Georgia

Smart Spending

The top Pros and Cons of Living in Georgia

Difference of a Fee-Only vs Fee-Based financial advisor

Saving and Investing

Difference of a Fee-Only vs Fee-Based financial advisor

How to Avoid Buying a Flood Damaged Vehicle

Smart Spending

How to Avoid Buying a Flood Damaged Vehicle

There is Still Time to adjust your tax withholding this year

Taxes

There is Still Time to adjust your tax withholding this year

Should I put my social security number on an application form?

Risk Mitigation

Should I put my social security number on an application form?

Best Small Cap index ETFs to Compliment your Equity portfolio

Saving and Investing

Best Small Cap index ETFs to Compliment your Equity portfolio

How to protect your RFID credit card from scanners

Risk Mitigation

How to protect your RFID credit card from scanners

Best tips to lower your Electric Bill

Smart Spending

Best tips to lower your Electric Bill

Roth contributions vs Traditional retirement deferrals

Saving and Investing

Roth contributions vs Traditional retirement deferrals

Charles Schwab: Best low cost ETFs and index funds

Saving and Investing

Charles Schwab: Best low cost ETFs and index funds

Energy tax credit for natural gas tankless water heaters

Smart Spending

Energy tax credit for natural gas tankless water heaters

IRS forms 1099 and 1040: What are the differences?

Taxes

IRS forms 1099 and 1040: What are the differences?

Top tips to save you money on prescription drugs

Smart Spending

Top tips to save you money on prescription drugs

Home equity line or 401K Loan: which is better?

Debt

Home equity line or 401K Loan: which is better?

Is 2 million dollars enough money for me to retire?

Saving and Investing

Is 2 million dollars enough money for me to retire?

Best Fidelity Index Funds for a low cost portfolio

Saving and Investing

Best Fidelity Index Funds for a low cost portfolio

Book Lessons: The Millionaire Next Door by Thomas Stanley

Book Reviews

Book Lessons: The Millionaire Next Door by Thomas Stanley

Employee guide to taxable mileage expense reimbursement

Taxes

Employee guide to taxable mileage expense reimbursement

What can you do to fix a demagnetized credit card?

Smart Spending

What can you do to fix a demagnetized credit card?

Credit card documents you should shred to avoid identity theft

Risk Mitigation

Credit card documents you should shred to avoid identity theft

What is the CID credit card security code number?

Risk Mitigation

What is the CID credit card security code number?

Bear Stock Market 2022

Saving and Investing

Bear Stock Market 2022

10 Ways to Offset High Gas Prices

Smart Spending

10 Ways to Offset High Gas Prices

Legit Ukraine Donation Sites

Smart Spending

Legit Ukraine Donation Sites

Personal Financial Check-up

Saving and Investing

Personal Financial Check-up

5 Reasons to File your Tax Return Early

Risk Mitigation

5 Reasons to File your Tax Return Early

Buy Now – Pay Later is a Bad Deal for You!

Smart Spending

Buy Now – Pay Later is a Bad Deal for You!

Is Slow Service the New Normal?

Smart Spending

Is Slow Service the New Normal?

“You Can’t Eat Your House”

Smart Spending

“You Can’t Eat Your House”

Atomic Habits and the benefits for your finances

Book Reviews

Atomic Habits and the benefits for your finances

Why I’m Unhappy when all my Investments go up

Editor's Pick

Why I’m Unhappy when all my Investments go up

How far above or below water are you financially?

Saving and Investing

How far above or below water are you financially?

Lifestyle Inflation – the Hidden Financial Killer

Saving and Investing

Lifestyle Inflation – the Hidden Financial Killer

Three things you can do this week to put money back in your pocket

Smart Spending

Three things you can do this week to put money back in your pocket

Never buy a TIMESHARE!

Smart Spending

Never buy a TIMESHARE!

Don’t be Fooled by Fake Benefits that will Cost you!

Smart Spending

Don’t be Fooled by Fake Benefits that will Cost you!

Save Big with Second Opinions

Risk Mitigation

Save Big with Second Opinions

Do you need a Budget?

Saving and Investing

Do you need a Budget?

You can’t stop it but you can contain vehicle costs

Smart Spending

You can’t stop it but you can contain vehicle costs

Should I Buy Individual Stocks?

Saving and Investing

Should I Buy Individual Stocks?

Age 30 – Time to Get Serious about your Finances

Editor's Pick

Age 30 – Time to Get Serious about your Finances

Benefits of a Health Savings Account

Saving and Investing

Benefits of a Health Savings Account

Yes you Can Do Better than a 4% Safe Withdrawal Rate

Editor's Pick

Yes you Can Do Better than a 4% Safe Withdrawal Rate

Time to Make a few Phone Calls & then Ring the Cash Register!

Smart Spending

Time to Make a few Phone Calls & then Ring the Cash Register!

Take precautions to protect yourself from scam artists

Risk Mitigation

Take precautions to protect yourself from scam artists

Using Cushion and an Emergency Fund for Financial Stability

Saving and Investing

Using Cushion and an Emergency Fund for Financial Stability

New vs Used Car- What is the best choice?

Editor's Pick

New vs Used Car- What is the best choice?

Ways to Reduce Your Auto Insurance Premiums

Smart Spending

Ways to Reduce Your Auto Insurance Premiums

Covid-19 Punched us in the Mouth – Now What?

Debt

Covid-19 Punched us in the Mouth – Now What?

Paycheck Protection Program – keep your pay going!

Debt

Paycheck Protection Program – keep your pay going!

Emergency Financial Steps in a Crisis

Debt

Emergency Financial Steps in a Crisis

The Logical Way to Buy Equities Lower and Sell Higher

Saving and Investing

The Logical Way to Buy Equities Lower and Sell Higher

Project Your Finances to Get on a better Path – Free Spreadsheet available

Saving and Investing

Project Your Finances to Get on a better Path – Free Spreadsheet available

Five Ways to Save Money

Smart Spending

Five Ways to Save Money

Yes – You can be a Student without a Student Loan!

Debt

Yes – You can be a Student without a Student Loan!

Adopt the 20% rule and get on the path to financial security

Saving and Investing

Adopt the 20% rule and get on the path to financial security

Stop Paying PMI and Keep the Savings

Debt

Stop Paying PMI and Keep the Savings

Book review: The Richest Man Who Ever Lived

Book Reviews

Book review: The Richest Man Who Ever Lived

Your Credit Score Does Matter

Smart Spending

Your Credit Score Does Matter

How To Keep Car Repairs Under Control

Smart Spending

How To Keep Car Repairs Under Control

Use Attitude Money to Reduce Stress In Your Financial Life

Saving and Investing

Use Attitude Money to Reduce Stress In Your Financial Life

Is There Money Out There For You?

Saving and Investing

Is There Money Out There For You?

The Power of the Phone Call

Smart Spending

The Power of the Phone Call

The $100 Rule – Another Tool in Your Toolbox

Smart Spending

The $100 Rule – Another Tool in Your Toolbox

Your Hard Earned Savings Are Better Off At An Online Bank

Saving and Investing

Your Hard Earned Savings Are Better Off At An Online Bank

How To Avoid The Customer Loyalty Penalty

Smart Spending

How To Avoid The Customer Loyalty Penalty

How To Become Aware Of Hidden Costs

Editor's Pick

How To Become Aware Of Hidden Costs

How To Get Out Of Credit Card Debt

Debt

How To Get Out Of Credit Card Debt

Tips on Saving Money in a Consumer’s World

Editor's Pick

Tips on Saving Money in a Consumer’s World

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